It was learned from People’s Bank of China Chenzhou Central Branch that the total deposit balance of the first quarter of Chenzhou city was 176.068billion yuan, up 10.56%. 8.04billion yuan of it was new for 2015 which was 520million yuan more than last year. The total loan balance was 83.496billion yuan, up 19.14%. 5.46billion yuan of it was new for 2015 which was 3.025billion yuan more than last year with an increasing rate of 124%.

It was learned that following four points were the key fields for monetary credit policies of first quarter: 1st, small and micro business, “three rural issue” and other well-being fields, 2.13billion yuan new loans were issued to small and medium-sized enterprises which was 1.281billion yuan; 2.185billion yuan new loans were issued to rural issues which was 610million yuan. Second, some infrastructure construction fields concerned for “stable increase, structural adjustment”, in the first quarter, 1.969billion yuan new loans were issued to infrastructure construction projects, accounting for 36.06% of the total new loans. 1.052billion yuan of them was for electricity, gas, water production and supply, and 760million yuan was for water conservancy, environment and public facility management. 3rd, real estate field concerned for the improving and affordable housing, in the first quarter, the total individual housing loan of Chenzhou city was amounted to 12.408billion yuan, up 33.8%. 4th, poverty alleviation and development of Luoxiao mountainous areas, 1.329billion yuan new loans were issued to Luoxiao mountainous areas in the first quarter, up 96.89%. 430million yuan re-lending was issued by People’s Bank of China which was 50million yuan more than last year. At the meantime, favorable policy that 1-3% lower deposit reserve ratio was granted to local corporate financial institutions, which helped to increase 500million yuan expendable funds to them.