It was learned from the city of the People's Bank, 9.059 billion yuan new loan balance has increased till the end of September, up 2.297 billion yuan, an increase of 33.97%. The target issued by Chenzhou municipal government that new loans of 90 billion should be completed in 2012 was fulfilled three months ahead.

In 2012, Chenzhou city's financial institutions seriously implement a prudent monetary policy to strength the support on real economy, especially small, medium-sized and micro enterprises in accordance with the "total moderate, prudent and flexible orientation support" requirements. Good trend for the communication between economy and finance was well formed in Chenzhou city. At of the end of September, loans for the city's new large-scale backbone enterprise, undertaking industrial transfer enterprises and strategic emerging industries amounted to 4.864 billion yuan, accounting for 53.69% of all new loans.

Meanwhile, People's Bank Chenzhou branch tried its best to improve credit planning and management, actively striving to get the approval from higher level banks with 30 billion yuan credit planning of local corporate financial institutions, an increase of 10.9 billion yuan. It was in a timely manner that the rural credit cooperatives, rural banks and other local financial institutions were ensured with balanced growth on credit. Till the end of September, Chenzhou city’s “three rural” loans amounted to 4.593 billion yuan, up 905 million yuan.

Furthermore, People's Bank Chenzhou branch implemented a strategy of “small and medium-sized micro-finance” to vigorously promote the innovation of credit products and service ways. Chenzhou city's banking financial institutions launched more than 30 new breeds of finance products, like commodity finance, factoring business, small business joint guaranteed loans, etc. to meet the capital requirements of medium-sized, small, and micro enterprises. From January to September, 3.17 billion yuan new loans were credited to Chenzhou city's medium-sized, small, and micro enterprises with an increase of more than 1.207 billion yuan, up 61.49%. The balance amounted to 18.183 billion yuan, an increase of 16.75% compared to that at the beginning of the year.