It was learned from People’s Bank of China Chenzhou Central Branch that till the end of 2015, the balance of deposits and loans of Chenzhou city financial institutes hit 193.902billion and 94.571billion yuan which were 25.87billion and 16.535billion yuan more than the beginning of 2015 and 9.583billion and 6.144billion yuan more than that of last year, up 58.84% and 59.14% respectively.

In 2015, 12 county level financial institutions were established in Chenzhou city, including two rural commercial banks which were restructured from county level rural credit cooperatives. Internal and external financing of non-ferrous metals industry increased 3.844billion yuan, while loans of electricity, heat, gas, aquatic products production, & supply industry, real estate, water conservancy, environment, & public facilities management industry, information transmission, software, & information technology service industry, and science and technology service industry increased 1.95billion, 7.016billion, 1.705billion, 50million, and 30million yuan respectively.

At the meantime, some weak points of loan were improved greatly. The loans issued for three-rural and small and medium-sized enterprises were amounted to 1.76billion yuan, which was 360million yuan more than last year. Some new products as rural dry mortgage, small loan for poverty alleviation, Rongyidai, Zhubaodai, and etc. were issued to market by the banking and financial institutions, which helped to solve the loan problems faced by “three rural” and small and medium-sized enterprises. 9.503billion and 5.413billion yuan new loans were issued to them respectively. More loans were issued to well-being projects as well that 3.8billion yuan supplementary mortgage loans were issued by China Development Bank to Chenzhou city’s reconstruction of shanty towns. More supports were placed on the poverty alleviation of Luoxiao mountainous area that 3.894billion yuan new loans were issued to the four counties of the area with an increase of 624million yuan.