It was learned from the Chenzhou Finance Office that the total individual deposit balance in the first quarter of Chenzhou city was amounted to 98.6 billion yuan, accounting to 69.65% of total deposit. Compared the beginning of this year, 9.1 billion yuan more individual deposit was saved which became one of the key parts for Chenzhou city’s increase of deposit.

More than one billion yuan new deposit hit in 6 banks

Though there were many important festivals in the first quarter which might cause higher consumption, the individual deposit was still with an increasing trend.

According to the record, till the end of March, the total deposit balance of Chenzhou city’s banking financial institutions has been amounted to 141.6 billion yuan, up 18.17%. Among them, 10.22 billion yuan was new deposit in the first quarter, increasing 2.54 billion yuan compared with last year. Except three banks, all other banking financial institutions were with increased deposit. Especially for the six banks as ICBC, POSB, rural cooperative institutions, ABC, CCB, and BOC were with more than one billion yuan new deposit averagely.

How to conduct the money management?

With such kind of high deposit, how should citizens do to conduct the money management to increase the value?

As introduced by a staff worked in a private company that because lacking of money management knowledge, she’d like save 2000 yuan on bank account every money, rather than spend them on stocks, fixed asset, etc.. Though sometime she would be tempted by her colleagues’ investment plans on different issues.

Different from that kind of citizen mentioned above, many people in Chenzhou spent their money on stock market. As recorded, 19.72 billion yuan security transaction amount was hit in the first quarter with 24.06 million yuan operation income in the 10 sales offices of security companies, up 19.05% and 29.82% respectively. At the meantime, 2146 new accounts were opened in the first quarter.

Futures investment was becoming another new money management way for Chenzhou citizens. As showed by the data, 187.39 billion yuan exchange amount was hit in the four sales offices of futures companies with an increase of 78.52%, while the operation income was amounted to 5.38 billion yuan, up 26.32%. At the meantime, 161 new accounts were opened in the first quarter.

As introduced above, good money management plans were handled by Chenzhou citizens on the basis of their practical condition.